Spas Nidhi Limited

Spas Nidhi Limited operates out of Sh. A. 009 in the Hemakunj Chs building. We are located on Shiv Shaktimandir Road, right where the Cabin Cross Road is in Bhayandar. It is a bit of a residential area but there is plenty of activity around the temple and the nearby shops. Our office is small and sits on the ground level of the society building. We handle things like savings and gold loans for the people living in the surrounding apartments. Bhayandar is always crowded and the streets near the cabin road can get pretty narrow and busy during the rush hours. We have a few staff members who handle the cash and the paperwork. It’s not a fancy place with glass walls or big sofas. We just have some sturdy desks and chairs for the customers. Most of the people who come in are our neighbors from the Hemakunj society or the next buildings over. We know their names and they know ours. The work is mostly about keeping track of the small bits of money that people save up. It takes a lot of patience to get all the details right every day. Sometimes the rain makes it hard for people to come in, but we are usually here waiting. We don't spend money on big posters or radio ads. Most people just see our door while walking to the temple or the station. It’s a local business through and through, just doing what we can for the folks here.