Pannadhay Jeevan Amrit Yojana provides life and accident insurance coverage for citizens in Rajasthan. Individuals aged 18ndash;50 years are included under Pradhan Mantri Jeevan Jyoti Bima Yojana and Suraksha Bima Yojana, while those aged 51ndash;59 years continue to be insured under Panna Dhai Jeevan Amrit Yojana. The scheme aims to provide financial security to families after the death or disability of the breadwinner.