MANIKKYAM NIDHI LIMITED

We are located on the first floor of the Kaithavalappil Complex, which is right there on Thrissur Road in Irinjalakuda. Specifically, it is the Tana area. If you are walking up the stairs, we are at door number 755 C. It is a busy part of town, so there is always a lot of noise from the traffic outside, but inside we keep things fairly organized. We operate as a Nidhi company, focusing on the local folks around Thrissur. It is a place where people can come to save a little bit of their earnings or get a small loan without having to go to a giant bank in the city. We have a handful of staff members who are all from the nearby villages. We spend our days filling out ledgers and talking to people who stop by. The office isn't very fancy, just some desks, chairs, and a few filing cabinets for all the records. We like doing things the old-fashioned way, where a person’s word means something. Of course, we still do all the legal paperwork required. It’s a lot of typing and stamping every day. Sometimes we stay late to finish the accounts when it’s the end of the month. You can find us pretty easily because the complex is a well-known landmark in Irinjalakuda. We just do our work and try to be helpful to the people who trust us with their money. It’s a small but busy office.