PERUMKADAVILA NIDHI LIMITED

PERUMKADAVILA NIDHI LIMITED. We are over at PP X/467, which is the Sreejam building in Chulliyoor. This is in Neyyattinkara, Thiruvananthapuram. Our office is where we run the Nidhi operations. It’s a simple setup in a quiet neighborhood. We have the usual office things, like desks, a few computers, and lots of files. People from Chulliyoor and the surrounding parts of Neyyattinkara come here for their savings and loans. We aren’t a big bank with hundreds of branches. We are just here in this one spot. The office gets a lot of light during the day, which is nice. We spend a lot of time counting cash and filling out forms. It’s a lot of repetitive work, but it’s important for the people who rely on us. Sometimes we have a bit of a queue when the farmers come in after their morning work. We try to be quick, but we also like to chat a bit. The Sreejam building is a solid place, and we’ve made ourselves comfortable here. There’s no fancy air conditioning, just the breeze through the windows and the ceiling fans. We keep the books updated every single day so there are no mistakes. It’s a straightforward business, and we don’t try to make it more than it is. Just a place for the locals to handle their money and get a little help when they need it for their families. We usually wrap things up by late evening. It stays busy enough.