THANE RURAL URBAN NIDHI LIMITED

Our office is over in Khadavli, which falls under the Manda Kalyan post office. We are right in the Kalyan Taluka, zip code 421301. It’s a real mix of rural life and town life around here. We get people coming in straight from the fields and other people who commute to work in the bigger cities nearby. We’ve been here for a while now, tucked away in this specific part of Thane. It’s a very modest setup we have. We don't have any air conditioning or fancy uniforms for the staff. We just wear our regular everyday clothes and get to work early every morning. Most of our day is spent filling out various forms and talking to the locals about their small savings. We don't do a lot of fancy talk or use big words. If someone has a question about their money, we answer it plainly so they understand. The office is easy to get to once you are in the Khadavli area. We see a lot of the same faces coming through the door every single month. It’s nice to build those kinds of long-term relationships with people. We aren't looking to become some massive corporation. We just want to be a reliable place for the people living in Kalyan Taluka. Sometimes the power goes out in the afternoon, and we just use the natural daylight from the windows to finish up the day’s work. We don't mind it. It’s just part of living and working in this local area.