F.S.Fariyaah Nidhi Limited

F.S.Fariyaah Nidhi Limited is located over in Kalyan, which is part of the Thane district. Our office is in Kamal Niwas, flat number one, right near the Gavdevi Mandir. It is a very busy area, especially during the festivals when the temple is packed with people. You can hear the bells and the chanting from our desks. The building, Hno 2163, is a typical residential-commercial mix. We are on the ground floor, so it is easy for people to just walk in off the street. The office is pretty plain. We have some plastic chairs for visitors and a couple of desks for the staff. We spend our days managing the small savings accounts and handling the gold loans that people in the neighborhood often need. It is a lot of manual work and checking documents. Kalyan is a crowded place, and we are just one small part of it. We don't do any big advertising. Most of our members are people who live in the same building or the next one over. They know us and we know them. It makes things easier when you trust the people you are dealing with. We keep regular hours and try to get home before the train rush gets too bad. It is a modest business run by ordinary people just trying to make a living and help the community.