Francis X Fernandes

Francis X Fernandes is the name on the door here at S-19 on the second floor of the Netalkar Complex. We are located right on the Ponda Belgaum Road in Ponda, Goa. If you find the Bank of India, you just have to look above it, and that is where we are. It’s a busy area with a lot of people moving around, especially being on a main road like this. The office is a straightforward place. We don't have any fancy decorations or a big waiting room. There is a desk, some chairs, and plenty of files. We have been in Ponda for a long time, and the Netalkar Complex feels like home to us now. Most of the people who come in are locals or people passing through on the Belgaum Road. We just handle the daily business that comes our way without making much of a fuss about it. There aren't any big speeches about what we do. We just wake up, come to the second floor, and get to work. Sometimes it gets a bit noisy with the traffic downstairs, but you get used to it after a while. We aren't trying to be a big firm with hundreds of employees. It’s just a small operation here in Goa. We do what we need to do and then go home. That is how it has always been for us. No corporate polish, just honest work on the second floor.