MANIKYA CHITS PRIVATE LIMITED

Our office is Manikya Chits Private Limited and we are located in Marthuru, Sagara. To find us, you have to look for Mohan, who is the son of Narayana. We are set up at Shiruru Alalli. It is a quiet place compared to the big cities, and we like it that way. The address is Sagara 577430 and it is part of the Shimoga district. The birds outside make more noise than the traffic does. Sagara is beautiful, especially when it rains, though the roads get a bit muddy. We spend our days sitting at the desk, waiting for people from the village to come by with their chit payments. It’s a small community, so everyone knows everyone else’s business anyway. We have a few cupboards for the files and a simple table. We don't have any fancy computers doing all the work; it's mostly us writing things down. Sometimes Mohan's neighbors stop in just to say hello or talk about the betel nut prices. We don't have a big staff, just a couple of us who know the locals. We take our time with the work. There’s no rush here like you see in places like Bangalore. We make sure the books are right at the end of the day. It’s a practical way to run a chit fund. We’ve been in this spot for a while, and the people around Marthuru trust us because we are part of the neighborhood. We just do our work and go home.