Bhairavnath Urban Nidhi Limited

Bhairavnath Urban Nidhi Limited is situated out in Hingangaon, which is in the Phaltan area of Satara. We are at Gat No. 273. The office is basically cared for by Jaydeep Vinayak Dhamal. It’s a very rural setting compared to the big cities. We deal with the local village folks mostly. Life moves a bit slower here. People come in when they have some spare cash from their crops or when they need a small hand with something. We aren't a big bank with security guards and glass counters. It’s more of a community thing. We sit down, have some water, and talk through the numbers. The records are kept in big binders. We do our best to keep everything organized, though it gets a bit messy when it’s busy. Satara is a nice place to work. You know your neighbors and you know their families. That makes the Nidhi business feel more like helping out than just cold finance. We don’t spend money on fancy brochures. We just do the work and let people know we are here at Gat No. 273 if they need us. It’s just a regular local business run by people who live right here. We open early and stay until the last person is taken care of. That’s just our way of doing things.