Naira Nidhi Limited

Our location is in Bheldi, specifically at Brejendear Kumar Ray’s place in Raipura. It’s part of the Saran district. If you live around here, you know the roads can be a bit bumpy, but it’s home. We set up Naira Nidhi Limited to help folks with their savings and small loans without them having to travel all the way to a big city. The office itself is quite modest. We have a few cupboards for files and a small area for people to sit while they wait. We don’t have a big marketing team or anything. It is just us and the local community. We know the farmers and the shopkeepers around Raipura pretty well. Sometimes we sit outside when the weather is nice. Work usually starts early in the morning before it gets too hot. We try to keep our records straight, though sometimes the paperwork piles up a bit. It’s a hands-on kind of job. We don’t use fancy computers for everything; a lot is still done by hand in big notebooks. People trust us because we live right here among them. We aren't trying to be some huge bank. We just want to provide a place where locals can put their money and feel okay about it. It’s a simple life and a simple business. We are happy with how things are going so far. There is always someone here to talk to if you stop by during the day.