Icici Bank Ltd, Mortgage Valuation

Our office is located in Ranchi, specifically in the Lalpur area on Circular Road. We are up on the fourth floor of the Alokapuri Apartment, in Flat 403. This specific branch focuses on mortgage valuation, so our daily routine involves a lot of property documents, site reports, and technical assessments. Lalpur is a pretty central part of Jharkhand’s capital, so there is always a lot of movement on the streets below. From the fourth floor, we get a decent view of the traffic, but inside it stays relatively quiet so we can concentrate on our figures. We aren't a retail branch where you’d come to withdraw cash; it’s more about the technical side of home loans and property values. The office is set up with desks and filing cabinets filled with property maps and valuation charts. We spend a lot of time talking to surveyors and checking the local market rates. It’s practical work that requires a lot of focus on the details of the local real estate. The building itself is an older apartment complex, so it has a lived-in feel to it. Sometimes the stairs are a bit of a climb if the lift is being serviced, but we don't mind. We just go about our business, verifying the data and making sure the mortgage paperwork is accurate for the bank’s records. It is a steady job in a busy part of the city.