SUDHA SANGAM INDIA NIDHI LIMITED

Sudha Sangam India Nidhi Limited is located in a village called Hardiya, which is part of the Bakuliya area in West Champaran. We are in Ward No-21, specifically at Khesra No-20. To find us, you have to head toward Narkatiaganj and Shikarpur. The postcode is 845455. It’s a very rural spot, surrounded by fields and small houses. Our office is just a plain room in the village where we sit and manage the accounts. We aren't a big city operation with fancy lights. It’s mostly just us and our members from the local community. We help them save a little bit of money every month and give out loans when someone needs to fix their roof or buy something for their farm. The pace of life here is slow and we like it that way. We don't have any high-tech systems, just some basic records and a lot of patience. People walk over from their homes and we often spend more time talking about the crops than we do about money. It’s a friendly atmosphere and we try to be as helpful as we can. Sometimes the electricity goes out for hours, so we just work by the light from the door. It’s a simple way of doing things, but it works for the people in Hardiya. We've been here long enough that everyone knows who we are and what we do.