ARTHBHAVAN URBAN NIDHI LIMITED

Our office is over in Padmasinh Nagar, right across from the 220 KV sub station on Sanja Road. If you are in Osmanabad, you probably know the spot. It’s a pretty easy place to find once you get near the station. We’ve been operating here for a while, dealing with the Nidhi side of things for the locals. The building isn't anything special, just a functional space where we can get the work done. We spend our days going through accounts and making sure the ledgers are correct. It’s a lot of sitting at desks and talking to folks who stop by. Sometimes the power goes out, but being near the sub station doesn't seem to help with that! We just keep going with whatever we have. We aren’t some big-city bank with fancy computers. We use what works and we know our members by name. It’s a small-town way of doing things. People come in from Padmasinh Nagar and the surrounding areas to handle their business. We don't use any complicated jargon or big words. We just explain things as they are. It’s a bit of a slow pace some days, but we prefer it that way. We like being part of the community here. There is always a pot of tea going and some paperwork to finish. Most of the afternoon is spent checking over the entries we made in the morning to make sure everything adds up correctly.