Nioz Nidhi Limited

Our office for Nioz Nidhi Limited is located in Nagaon, specifically in the Paschim Nilbagan area of Hojai. We are at House No. 46, and if you’re looking for us, we are quite near the Suhana Hotel. It’s a familiar landmark for everyone around here. This part of Assam is where we grew up and where we decided to start this work. The office is a modest space. It’s not some high-rise building, just a regular house converted for our needs. We have a couple of rooms where we keep the registers and talk to people who come by. It’s usually quite peaceful, though it gets a bit busier on market days. We handle small savings for the local people in Hojai. Most of our members are farmers or small shop owners from the nearby streets. We sit together, have some tea, and go over the paperwork. There is no rush here. We like to take our time to make sure everyone understands what they are doing. Sometimes the rain gets quite heavy and we have to close the windows tight. It’s a very local operation. We know the families in the area and they know us. We are just trying to provide a steady place for people to put their money away. It’s simple, honest work that keeps us connected to our community in Nagaon. Often, people come to our door to ask for directions, and we help them with that too.