UGB MUTUAL NIDHI LIMITED

Our office for UGB Mutual Nidhi Limited is located in the Do Naharya area of Haldwani, right near the Shiv Mandir. We operate out of a space shared with Kapil Jangpangi, so that’s the name to look for if you’re trying to find us. Haldwani is a bustling place, especially with all the trade and people coming down from the hills, but our spot near the temple stays relatively calm. We aren't a big corporation with hundreds of branches; we are just this one location focused on the folks living nearby. Most of our day is spent helping people with their small savings accounts or talking through loan options for those who need a hand with their shops or homes. It’s a very local operation. We don’t use a lot of technical talk or complicated systems. If you have a question, you just ask us, and we give you a straight answer. The office is simple and functional. We have our files, our computers, and a place for members to sit while we go over the numbers. Being near the Shiv Mandir means there’s always someone around, and we like being in the middle of that community energy. We’ve been part of this neighborhood for a while, and we plan on staying. It’s about helping neighbors help each other through the Nidhi model. Stop by if you’re in the Do Naharya part of town; we are usually there during regular hours and happy to sit down for a minute.