NIDISHWARAM PADAM NIDHI LIMITED

Our office is up on the second floor of Swarup Square, which is right at Mahaveer Chowk in Muzaffarnagar. We are in Shop Numbers 18 and 19. It’s a busy building with a lot of different offices, but once you get up to the second floor, it’s a bit quieter than the street level. We share the space with Arun Verma’s setup. We started NIDISHWARAM PADAM NIDHI LIMITED to give folks in the 251002 area a local place to handle their money. We don't have fancy lobbies or any of that polished stuff. It’s just a normal office with some desks and a lot of paper records in the cabinets. We spend most of our time talking to people who come up the stairs to see us about their savings. Muzaffarnagar is a place where people appreciate a direct approach, so that’s how we try to operate. We help people save and borrow within the rules of a Nidhi company. There’s no complicated jargon used here when we speak. We just sit down and go over the numbers together. The view from the second floor lets us see the traffic at Mahaveer Chowk, which is always moving no matter the time of day. We like being in the middle of everything. It makes us feel connected to the life of the town. We’re not a huge corporation, just a few people working out of a couple of shops in a square. We keep the books and open the doors.