NIYA CHIT FUNDS PRIVATE LIMITED

We are over here in Mancherial on Road No 4. It is Vikas Nagar, and if you are looking for us, the house number is 1-176/8-7. It’s just a small place, really. We handle all the papers and the money for the chit funds. Sometimes it gets quite busy when the auctions happen on the weekends. Mostly though, we just sit here and talk to neighbors who have accounts with us. The weather gets really hot in Adilabad, so we keep the ceiling fans going all day long. It is not a fancy office with air conditioning or anything like that. We just have a couple of desks and some plastic chairs for people to sit on while they wait. My brother helps me out with the books when he can. We have been at this same address for a while now, so people know where to find us. If you are walking down the street past Sy No 272, you will see our little sign hanging by the door. We usually have tea around four o’clock from the stall down the road. It is a regular job for us. It isn't anything special but it helps the families around here save their money. We try our best to keep the records straight. Sometimes the paperwork takes longer than we want. That is just part of the work. We really like it when folks come in early so we do not have to stay late after dark. Mancherial is a quiet place and we like working here.