SHRI MARUTHAYA NIDHI LIMITED

Our place is in Adoni, over in the NGOS Colony area. The address is 1/MIG, 370-A on Ramajla Road. It is a residential kind of neighborhood, so it stays fairly quiet compared to the main market area of town. We are in the Kurnool district, and a lot of people from the nearby farming communities come to see us. The office is part of a larger building structure, and we have set up the space to be functional. We have some wooden desks and a couple of computers. Most of the day is spent talking to members about their savings and loans. It is a Nidhi company, so it is all about the people who are part of it. We do not do big advertisements; people usually hear about us from their neighbors or friends in the colony. The Ramajla Road is a familiar path for most people living in Adoni. Sometimes the power goes out, and we just sit and talk until the generator kicks in or the lights come back. It is just part of living and working here. We keep our files organized in steel cupboards. It is a lot of manual work, checking names and amounts. We take our time to make sure things are right. It is a steady pace. We are not in a hurry. We like to treat everyone who walks through the door like a regular person, not just a number. That is how we have always done things here.