Jyotirling Microcare Nidhi Limited

Our office is tucked away in New Pargaon, right there in the Hatkanangale area of Kolhapur. We operate out of Shri Patil Ganpati Ramajital’s place. It’s a local setup, mostly just us and the people from the village coming in and out. Being in Kolhapur, we see a lot of farming families and small shop owners every day. We decided to start this because it felt like the right thing for the community here. It’s not a big corporate building or anything. Just a simple room with some chairs and desks where we do our accounting. We spend a lot of time drinking tea and looking over documents. The address is 416113, if you’re looking for the pin code. Life moves at its own pace in Pargaon. We know most of our members by their first names. It’s easier that way. We aren't trying to be the biggest company out there, just a reliable place for the people nearby. Sometimes the rain makes the roads a bit messy, but we still open up on time. We handle the local savings and help out with small bits of credit when someone needs it for their business or home. It’s straightforward work. We don’t use any complicated systems, just regular ledgers and a computer to keep things straight. That is who we are. Just people working for people in Kolhapur.