Nikshiptha Chit Funds Private Limited

We have been operating Nikshiptha Chit Funds Private Limited out of the Sai Complex in Khammam for a good while now. Our office is situated on the third floor, specifically at H No. 6-1-284/3 in the Vdo'S Colony area. If you are familiar with Khanapuram Haweli, you know it is a pretty active part of town. Being on the third floor means we get a bit of a view of the street, but it also means a lot of walking up and down when the lift isn't working right. We don’t have any polished corporate brochures or a big team of sales people. It’s just a few of us here handling the chit records and talking to folks who come by. The office itself is pretty plain. We have some plastic chairs for people to sit on while they wait for their turn during the monthly draws. The fans hum all day long to keep the heat away, though it still gets quite warm in the afternoons. Most of our members are local families and small shop owners from around the 507002 zip code area. We know most of them by their first names. It’s a simple routine of writing out receipts and updating the big registers we keep on the desks. We aren't trying to be the biggest company out there. We just want to keep the books in order for the people who stop by. It’s just a regular local business.