Navsrijan Shakti India Nidhi Limited

We are based in Mohaddipur, Gorakhpur. You can find us at the spot of Umesh Kumar and Naval Kishor. Our pin code is 273001. We operate as a Nidhi company, which basically means we are a group of people helping each other save money and get small loans when needed. Gorakhpur is a place where people value hard work, and we try to reflect that in how we run things. We don't have a big corporate headquarters. It is just a regular office where we keep our books and meet with members. Most of the folks who come in are from the local area and we’ve known them for years. We don't spend money on fancy commercials or billboards. We believe that if you do a decent job, people will tell their friends. Umesh and Naval are usually around if you need to discuss something about your savings. We keep everything very transparent. There are no complicated schemes here. It’s just straight-up savings and credit for the members. The office is a bit old-fashioned, maybe, but it works for us. We use computers for the main stuff, but we still like our paper records too. Being in Mohaddipur is great because it is right in the middle of things. We are just regular people trying to provide a helpful service to our community without any of the big bank headaches.