Aph Nidhi Limited

Aph Nidhi Limited is located at House Number 001 in the village of Khichda Dasna. This is out in the Dehat area of Ghaziabad. We are a village-based operation, which means we know almost everyone who walks into our office. It’s a very different vibe than the busy city center of Ghaziabad. Out here, things move a bit slower, and people rely on each other more. We set up this Nidhi company to give our fellow villagers a way to save their money without having to travel all the way into the city. We handle small deposits and help out with loans when someone needs to fix their roof or buy seeds for the next season. The office is simple, just a room in the village where we keep our ledgers and some computers. We don't have uniforms or fancy titles. We are just the people you see at the market or the temple. When a member comes in, we sit down and talk about their needs. We make sure they understand how the savings work. It’s about building something together as a village. Sometimes the cows wander past the door, and that’s just fine with us. We are proud to be serving our own people here in Khichda Dasna. If you are in the village, you know where to find us at house one. We aren't looking to expand into some giant corporation; we just want to do right by the people here.