T.M. SAVING NIDHI LIMITED

You can find us in Ward Number 22 of Raisinghnagar. We are on Diyaidar Road, right near the Joshi Misathan Bhandar. That’s a good landmark because everyone loves the sweets there. T.M. Saving Nidhi Limited is our small office. We’ve been part of this neighborhood for a while. Sriganga Nagar is a nice area, and we like being in this part of town. The office is simple. We don’t have a lot of bells and whistles. It’s mostly just a place where people from the ward come to put away a little money every month. We know most of our members by their first names. It’s that kind of place. We don’t use complicated banking words. If someone has a question, we just explain it as best as we can over a cup of tea. Sometimes it gets a bit loud with the traffic on Diyaidar Road, but we don't mind. We are just a group of local folks trying to run a helpful business. No big corporate goals or anything like that. We just want to make sure the books balance at the end of the day. If you’re picking up some sweets at Joshi’s, you might see us next door. We keep regular hours, though sometimes we close a bit early if there’s a local festival. It’s a relaxed atmosphere. We do our work, chat with the neighbors, and then go home to rest.