Sivamayam Chit Funds India Private Limited

Our office is located at 3/21, Lakshmi Garden in the Varathaiyangarpalayam area of Kondayampalayam. It’s on the outskirts of Coimbatore, so it’s a bit more peaceful than the city center. We operate the chit fund from a small building that used to be part of a residential plot. It’s got a very homey feel to it. There are a few desks, some old filing cabinets, and a bench outside where people can sit and talk while they wait. We don't have a professional cleaning crew or anything like that, so sometimes there’s a bit of dust on the high shelves, but the work gets done correctly. Most of our members live in the nearby gardens or work in the local area. They often stop by in the late afternoon once their work is finished. We keep the books manually for the most part because it feels more reliable to us. The ceiling fan makes a bit of a clicking sound, but we’ve stopped noticing it after all these years. We aren't interested in looking like a big bank. We just want to be a place where the local people feel comfortable coming to save their money. We usually have some snacks or biscuits around to offer people when they visit. It’s a simple, honest way to spend the day, and we’ve built some good relationships with the families around Kondayampalayam over the years we've been here.