KOVAI KALPANA CHIT FUNDS PRIVATE LIMITED

We are based in Kavundampalayam at 1/4 Murugan Nagar. It is a bit of a residential area, so it feels quite different from the main city centers. We are Kovai Kalpana Chit Funds. Our office is basically a ground-floor space that we have turned into our working area. It is easy to find if you are in the Murugan Nagar neighborhood. We do not have any big neon signs or anything flashy like that. Just a small board outside. Inside, it is mostly just us and our ledgers. The space is a bit cramped because we have so many files from over the years, but we know where everything is. It is a bit informal here. Sometimes we are having tea when a customer walks in, and we just finish up and get to work. We do not really follow a strict corporate dress code. Mostly we just wear whatever is comfortable for the weather. People around Kavundampalayam know who we are. We have been part of this street for a long time. It is a simple life running a chit fund. We deal with the neighbors and local workers mostly. There is a lot of trust involved, which is how things should be. We just keep our heads down and do the accounting. It isn't a glamorous job, but it is what we do here in our little corner.