PATHUMAM PARASPARA NIDHI LIMITED

You can find us at No.15 on Andal Nagar 2nd Street in Alapakkam. This is in the 600116 area of Chennai. Our office is in a residential neighborhood, so it stays fairly peaceful throughout the day. We are a Nidhi company, which means we work specifically with our members to help them with savings and small loans. It is a very localized way of doing business. Our office is just a simple space on the ground floor. We spend our time meeting with neighbors and other members who live around Alapakkam. We don't have any big marketing budgets or professional salespeople. We just explain how the Nidhi works to anyone who is interested. It is a lot of manual work, like filling out forms and keeping the ledgers updated by hand. We like the fact that we know almost everyone who walks through the door. It feels more like a small community group than a financial institution. We try to be practical and honest in everything we do. If a member has a question about their account, they just walk in and we talk about it over a desk. We don't use any confusing terms or long contracts that no one can read. It is just a small, local business serving the people right here in our own part of Chennai.