Prayagutsav Microcredit Private Limited

We are based out of Hatiya in the Chandauli district. Most people around here know the place as being at Rajendra Prasad’s house, he is the son of Shivmurat. Dealing with microcredit is what we do day to day. It’s not a fancy office or anything, just a practical setup to handle the paperwork and the small loans that folks in the village need. Sometimes it gets busy, especially on market days. We try to keep things moving as fast as we can without making mistakes. The address is pretty easy to find once you get into the village. Chandauli is home for us, so we understand how things work here. It is mostly about helping neighbors get a little bit of money to keep their small projects or shops going. We don’t have a big staff, just a few of us making sure the ledgers stay updated and the payments are tracked right. It isn't always easy working in a rural area, but we’ve been here for a bit now. People stop by to ask questions or just to drop off a payment on their way home. We keep it simple. No big speeches or complicated terms, just straightforward lending as it should be. The office stays open most days, and we just deal with whatever comes through the door. It’s quiet work, but it matters to the people living around Hatiya. There’s always coffee or tea if you have to wait.