Jugnu Proficient Nidhi Limited

We are located in Gachiya village, which is part of the Dhoraiya area in Banka. Our office is set up at Bali Mandal’s place, he is the son of Deena Mandal. It is a familiar spot for everyone living around here. Jugnu Proficient Nidhi Limited was started to give the local people a way to save together. We do not have a big corporate building, just a humble space in the village where we can keep our ledgers and meet with the members. It gets a bit hot in the afternoons, but we have a fan running to keep things comfortable. People from Gachiya and nearby villages walk over to see us. We spend our time writing out receipts and making sure all the accounts are balanced. It is practical work. There are no fancy marketing tricks here, just local people helping each other out. Sometimes the internet is slow, so we have to wait a bit to update everything online, but we get it done eventually. The community in Banka is close-knit, so word of mouth is how most people find out about us. We are just regular folks from the village. We handle the small deposits that people bring in from their daily work or farming. It is a way to keep the money within the community and help each other when needed. We are just here to do the daily job and keep everything straight.