Baliraja Gramvikas Urban Multiple Nidhilimited

This is Baliraja Gramvikas Urban Multiple Nidhilimited. We operate out of Choramba, which is in the Dharur Taluka of Beed district. If you're looking for the exact spot, it’s care of Sambhaji Dagadoba Chavan at House Number 272. It’s a rural setting, very different from the big cities. We handle Nidhi operations for the folks around here. Gramvikas is part of the name because we care about the village development. Being an urban multiple Nidhi means we have a few different things going on. It’s a small operation, really. Most of us know each other in Choramba. We deal with the local savings and provide a place for people to keep their money safe. The office is basically a house, which makes it feel very informal. You just walk in and talk to us. We don't have fancy computer systems for everything, a lot is still done on paper. It’s how things work in this part of Beed. We try to be helpful to the farmers and the local workers who come to House No. 272. There’s a lot of trust involved when you’re doing Nidhi work in a small place like this. We just keep the records and make sure the money is accounted for. It’s honest work. Sometimes it’s quiet, other times everyone comes in at once. We just manage it as it comes. That's life in Choramba for us. We just keep the business running smoothly for the people in the village.