SHRI KISHAN LAL KAKKAR SMARAK NIDHI LIMITED

You can find us at Shop Number 15 in the MGM Inter College Market on Nainital Road. We are right in Baheri, Bareilly. This Nidhi is named in memory of Shri Kishan Lal Kakkar. We wanted to have a place where local folks in the 243201 area could come for their money needs without feeling intimidated. Being in a market means there is always noise and people passing by, which we like. It feels alive. We aren't corporate people with suits and ties. Most days we are just in regular clothes, doing the ledger work and talking to the shopkeepers next door. We help people save a little bit of money every month. It adds up over time. If a member needs a loan, we look at what we can do to help. We follow the rules strictly, but we explain things in a way that makes sense. No jargon or complicated talk. The office is small, but we keep it tidy. Sometimes we have a lot of people waiting, and it gets a bit tight, but everyone is patient. We are proud to be part of Baheri. It’s a good town with hard-working people. We just provide a tool for them to manage their cash. It’s practical and straightforward. We don't have a big mission statement, we just show up every day and do the job for our members. The market is our home and we wouldn't want to be anywhere else.