Cultivate Mutual Benefit Nidhi Limited

Cultivate Mutual Benefit Nidhi Limited sits at 71 Newada, over by Dubihan in Ghazipur. We also have ties to the Rasra side of Ballia, specifically near the Badki Bauli Kotwari Moad area. It’s a bit of a mouthful to say the whole address, but it’s where we do all our work. Being out here in this part of Uttar Pradesh means we work with a lot of people from the nearby villages and smaller towns. We spend our mornings getting the books ready and checking on the small savings accounts that local families keep with us. The office isn't anything special to look at, just some chairs and desks and a lot of registers. We deal with people who come in from the road, often stopping by on their way to the market or after finishing up in the fields. It gets dusty outside sometimes with all the traffic on the Kotwari Moad, but we stay busy inside. We don't have a big marketing team or anything like that. It’s just us making sure the numbers add up and that everyone’s money is recorded where it should be. Sometimes the power goes out and we have to wait a bit, but we get back to it as soon as we can. It’s a quiet kind of life running a small Nidhi here. Most people who come in are neighbors or relatives of people we already know.