SANT JANARDHAN SWAMI URBAN NIDHI LIMITED

We are located in the village of Jehur, which is in the Kannad taluka of Aurangabad district. Our office is at the home of Vilas Sarjerao. It is not a big commercial building. In a place like Jehur, things are done a bit differently than in the big cities. We are an urban Nidhi company, but we mostly serve the local people from the village and the nearby farms. Many people here don't want to travel all the way to a big city bank. So, we provide a place right here where they can save their earnings. We also help out with small loans when someone needs to buy something for their farm or handle a family matter. It is all based on knowing the people we work with. Trust is very important here. We sit on simple chairs and talk through the details. There are no computers running fancy software every second. We use registers and keep our records clearly. The atmosphere is very informal. People drop by when they have a moment. We don't have any marketing posters or big slogans. It is just about being a helpful part of the Jehur community. We have been operating from the Sarjerao place for a while and everyone knows where it is. If you are coming into the village, you can just ask anyone. We are just trying to help our neighbors manage their finances in a way that makes sense for us.