SHIVDHAN URBAN NIDHI LIMITED

Our place is located on Sangamner Road in Kolhar, right at BK S/No. 2708. It’s a spot that many people pass by when they are traveling through Ahmednagar. We started SHIVDHAN URBAN NIDHI LIMITED because we felt the local area needed a straightforward place for savings and small loans. The 413710 pin code is where we call home. The office itself is quite plain. We have a few desks, some old cupboards for files, and a big clock on the wall that ticks a bit too loudly. Most of the people who come to see us are farmers from the surrounding villages or shopkeepers from the road. We don't use any fancy sales talk. We just explain how the savings work and help people fill out their forms. It’s a very practical environment. Sometimes it gets quite dusty because of the trucks passing by on the Sangamner road, but we keep the place as clean as we can. We are just local people working for other local people. There aren't any big bosses in suits here. We handle everything ourselves, from the deposits to the record-keeping. It’s honest work that helps the community grow a little bit every month. If you’re driving through Kolhar, you’ll see us there on the main road, just a simple office doing its daily business with the folks we know and the neighbors we see every day.