Capital Sum Nidhi Limited

The office is right there near the Datta Mandir in Armori. It’s a well-known spot because people are always heading to the temple. Our address is actually 1718, and we’re set up in the house of Baga Sakharam Borkar. It’s a busy little area, especially during the mornings when the temple bells are ringing and people are walking by on their way to work or market. We have a couple of desks inside where we keep our files and the big registers we use for the Nidhi work. It gets a bit warm in the summer, but we keep the windows open to catch whatever breeze comes through from the street side. Sometimes the neighbors stop in just to say hello or ask a quick question about their savings. We don't use any complicated systems, just the standard way of doing things that everyone understands. Armori is a nice place to be based because you know everyone by name eventually. You walk out the door and see the same faces every day. There is a lot of paperwork involved in what we do, so we spend a lot of time double-checking numbers and making sure the names are spelled right in the books. It’s not a corporate office with suits; we just wear what’s comfortable for the weather here. Most of the time, we are just busy with the local folks who need a place for their money.